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Who we are?

Finja is a new age financial services platform for professionals, merchants (Karyana shops) and SME businesses addressing their payments, collections and credit needs. Being friend of banks, Fls and merchants, we hold a unique position in the value chain enabling all actors in the eco-system to interact digitally.

Lending Ecosystem

An equitable lending platform that uses AI and data-driven methods to deliver financial services to the underbanked segment of the nation. Operated by Finja lending services under NBFC license.

Integrated Financial services

Facilitating financial services to businesses, SMEs, and their employees all in one application. Under the E-money approval by the State Bank of Pakistan.

Multibank Partnerships

Collaboratively creating lending and payment products with banks to serve the targeted segment in the country.

The flag bearers leading Pakistan’s economy to a digital transformation by
providing innovative financial services.

Personal

Finja App

For Salaried Professionals

Avail instant loans, transfer funds, pay bills, top up your mobile balance and do so much more on the go

For Merchants

Apply for credit, accept digital payments and order inventory through your distributor with a click of a button

For Business Owners

Keep a track of your daily business operations and stay on top of your payments, wherever you are

Personal

Personal Loans

Instant, digital credit available to salaried professionals.

Designed for all salaried professionals in Pakistan to avail maximum credit digitally.
Make your next big purchase with easy monthly payments.

Business

Finja Business

Explore

A unified platform to run business smartly from anywhere

Payroll Management

Easy Payroll calculation along with disbursement into any wallet and bank account

Vendor Management & Payment

Transparent vendor management along with disbursement into any bank account and wallet

E-Invoicing/ Receivables

From invoice creation to receivable collection track and collect them from any bank

People management

Manage people as per teams, departments, branches, city along with their attendance,and leaves

Analytics & Insight

Keep track of your business metrics, month wise, branch wise, department wise, and vendor wise

Business Payments

Cost efficient payment solution to suit all your business needs

Business

Business Loans

Unlock the full potential of your business with easily available financing solutions.

Manage your company expenses with this quick digital loan
Avail instant credit to acquire inventory for your business
Designed for restaurant businesses to meet all financial needs instantly
Avail up to 40% of your salary in advance

Our banking partners

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